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D. Chandler Privacy Policy
Type of website: Insurance Services
Effective date: Immediately
www.insuredbydee.com is owned and operated by a licensed insurance sales agent, D. Chandler.
Purpose
The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the
following:
1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected;
4. The rights of Site users; and
5. The Site's cookie policy.
This Privacy Policy applies in addition to the terms and conditions of our Site.
Consent
By using our Site users agree that they consent to:
1. The conditions set out in this Privacy Policy.
Legal Basis for Processing
We never collect and process personal data about users outside of the United States.
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Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will
not collect any additional data beyond the data required to submit an official insurance
enrollment application to a carrier without notifying you first.
Data Collected Automatically
When you visit and use our Site, we may automatically collect and store the following
information:
State
IP address
Data Collected in a Non-Automatic Way
We may also collect data when you perform certain functions on our Site:
Submitting your information on the contact form to be called by a licensed sales agent
Sending an email
Calling the toll-free number listed
Any of these will result in your basic demographic information being collected and saved for
contact purposes. Your contact information is only valid for use for 12 months per CMS
guidelines.
How We Use Personal Data
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or
indicated on the relevant pages of our Site. We will not use your data beyond what we disclose
in this Privacy Policy.
The data we collect automatically is used for the following purposes:
1. To solicit insurance
________________________________.
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The data we collect when the user performs certain functions may be used for the following
purposes:
1. To solicit
insurance________________________________________________________________
__.
Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to
user data to achieve the purposes set out in this Privacy Policy.
Insurance Carrier
Should you decide to continue with a new enrollment, your information must be shared with the
insurance carrier that you have selected. Your eligibility for Medicare or Medicaid would be
verified using systems approved by CMS and DHS Medicaid programs with your consent.
Legal Reasons
At the request of any enforcement agency, rather it be Medicare, Medicaid, or a judicial
request, we will abide by and follow all local, state, and federal laws required to comply with
the request. You will always be notified if your information has been requested and PHI shared
beyond the scope of conducting normal business.
Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:
1. If the law requires it;
2. If it is required for any legal proceeding;
3. To prove or protect our legal rights; and
4. To organizations involved in the processing of insurance enrollment applications submitted.
If you follow hyperlinks from our Site to another Site, please note that we are not responsible
for and have no control over their privacy policies and practices.
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How Long We Store Personal Data
User data will be stored for 12 months then archived. If the consult results in a new enrollment,
user information will be stored as long as they are a client. All other terms of the privacy policy
remain the same regardless of duration.
You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data
While we take all reasonable precautions to ensure that user data is secure and that users are
protected, there always remains the risk of harm. The Internet as a whole can be insecure at
times and therefore we are unable to guarantee the security of user data beyond what is
reasonably practical.
Your Rights as a User
You have the following rights:
Right to be informed;
Right of access;
Right to erasure
Right to restrict processing;
Right to data portability;
Children
We do not knowingly collect or use personal data from children. If we learn that we have
collected personal data from a child under 18 years of age, the personal data will be deleted as
soon as possible. If a child under 18 years of age has provided us with personal data their parent
or guardian may contact our data protection officer.
How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your
personal data, if we have disclosed your personal data and to who we disclosed your personal
data, if you would like your data to be deleted or modified in any way, or if you would like to
exercise any of your other rights, please contact our data protection officer here:
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1-800-351-9514
insuredbydee@gmail.com__________
________________________________________
________________________________________
________________________________________
Do Not Track Notice
Do Not Track ("DNT") is a privacy preference that you can set in certain web browsers. We do
not track the users of our Site over time and across third party websites and therefore do not
respond to browser-initiated DNT signals.
Cookie Policy
A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to collect data
relating to the user's browsing habits. You can choose to be notified each time a cookie is
transmitted. You can also choose to disable cookies entirely in your internet browser, but this
may decrease the quality of your user experience.
We use the following types of cookies on our Site:
1. Third-Party Cookies
Third-party cookies are created by a website other than ours. We may use third-party
cookies to achieve the following purposes:
a. For statistical purposes
only_______________________________________________________________
______________.
Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with
the law and to reflect any changes to our data collection process. When we amend this Privacy
Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend
that our users periodically review our Privacy Policy to ensure that they are notified of any
updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Complaints
If you have any complaints about how we process your personal data, please contact us through
the contact methods listed in the Contact Information section so that we can, where possible,
resolve the issue. If you feel we have not addressed your concern in a satisfactory manner you
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may contact a supervisory authority. You also have the right to directly make a complaint to a
supervisory authority. You can lodge a complaint with a supervisory authority by contacting the
____________________________________________________________________________
_.
Contact Information
If you have any questions, concerns or complaints, you can contact our data protection officer,
at:
1-800-351-9514________________________________________
insuredbydee@gmail.com___________________________________
________________________________________
D. Chandler is authorized to offer products as a independent agent approved by carriers who are
licensed and certified representatives of Medicare Advantage Organizations and stand-alone
prescription drug plans or Supplemental plans. Each of the organizations I represent has a
Medicare contract. Enrollment in any plan depends on contract guidelines and carrier
determination. By submitting your information on this website, you are agreeing that you may
be contacted by a licensed insurance sales agent. I do not offer every plan available in your
area. Currently I represent approximately 7 organizations that may offer a variety of products to
suit different needs in your area. Please be aware this is not a comprehensive list of all plans
available. You may contact Medicare.gov, or call 1-800-MEDICARE 24/7 (711 for TTY), or
your local State Health Insurance Program (SHIP) to get information on all of your options.
If you require an interpreter, one will be provided for you. You can dial 711 for TDD/TTY
Relay services.
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